When you urgently need dental care in Owensboro, KY but don’t have the means to pay for it right now, there are a few options available to you. The following options are readily available to people of all ages and in all walks of life.
Care Credit is a special credit card that you can apply for when you have a dental or medical need that you’re unable to pay for at the time. The difference between Care Credit and a regular credit card is that you can only use Care Credit for dental and medical bills. In order to qualify, you must meet the minimum credit requirements. The amount of credit that you’re offered will depend upon your credit history. Note that the dentist has no relationship with Care Credit company and cannot influence the credit decision.
Increased Credit Limit
If you have a regular credit card but it’s maxed out or you just don’t have enough available credit on it to pay for your dental care, there’s an option. Most credit card companies are willing to consider increasing your credit limit for special circumstances, including for things like dental care. All you need to do is telephone your credit card company and speak to a representative. Explain to them what’s going on and ask them to increase your credit limit. If they agree, the credit limit increase is usually effective immediately.
Dental Insurance Rider
If you have dental care that you can’t pay for out-of-pocket, but you have regular health insurance, you may be able to get a dental insurance rider. Dental insurance companies such as Delta Dental associate themselves with all the major insurance companies. You can call a dental insurance company directly to ask about this, or talk with your employer’s human resources person to find out more.
Your dentist in Owensboro, KY can help if you need paperwork showing the estimated cost of dental care that you are planning to get. Please contact us if you need more information about that.